Who you choose as a lender matters! We work very closely with our clients to make sure everything goes smoothly during the mortgage process.
You can get a loan for the purchase, construction, improvement, or refinancing of a home. You may also borrow from us to purchase or refinance unimproved residential lots.
You don't have to be a farmer to get a mortgage through AgCarolina, though we do specialize in rural and large acreage properties.
Home Loan Programs Available
- Conventional, log homes, modular homes
- Primary dwelling
- Second homes and rental property to full-time farmers
- Homes with acreage
- Purchases and refinances
Lot/Home Site Loans
- Purchase or refinance a home site
- No acreage limitation
- Must plan to construct a dwelling on property in the future
- Property location subject to eligibility requirements
- Competitive interest rates
- No prepayment penalty
Construction Loans
- Fixed rate construction loan option
- Up to 85% loan to value
- Up to 12-month construction term
- Competitive interest rates
- Log homes and modular homes are eligible
- 15 to 30 year term
- No prepayment penalty
Ready to get started?
Contact one of our lending specialists to find out how to get the financing you need, fast.